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Exemption services built state-by-state for contractors and business owners.

Each service below addresses a specific exemption type — from Florida's construction-industry Certificate of Election to Texas's non-subscriber framework to renewal filing before your certificate expires on a job site.

Essential coverage

Florida WC Exemption

Florida allows construction contractors — sole proprietors, partners, and corporate officers — to opt out of workers' compensation coverage by filing a Certificate of Election to be Exempt with the Florida DFS. We prepare, file, and track your FL exemption so you stay compliant and keep your license.

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Arizona WC Exemption

Arizona sole proprietors and partners in construction are not required to carry workers' compensation on themselves — but must meet strict ICA requirements to claim the exemption. We guide you through the Arizona Industrial Commission process so your exemption holds at audit and on job sites.

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Texas WC Exemption

Texas is the only state that does not require most employers to carry workers' compensation — but navigating non-subscriber status, independent contractor classification, and subcontractor requirements is complex. We advise Texas contractors on lawful exemption and non-subscriber strategies.

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Contractor WC Exemption

General contractors, roofing contractors, HVAC technicians, electricians, and plumbers who work independently can qualify for a workers' comp exemption in states that allow it. We determine your eligibility, prepare the correct state forms, and file on your behalf.

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Sole Proprietor Exemption

Most states allow sole proprietors to exclude themselves from workers' compensation requirements. We identify your state's specific rules, ensure you meet the active-work and business-type criteria, and complete the exemption paperwork so you're protected from fines at inspection.

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LLC Member Exemption

LLC members and managers who actively work in the business can qualify for a workers' comp exemption in many states — but member count, ownership percentage, and active-work requirements vary. We handle LLC-specific exemption filings and ensure your operating agreement supports the election.

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Corporate Officer Exemption

Corporate officers of S-corporations and C-corporations can elect to be excluded from workers' compensation in most states — but the election must be filed correctly with the state and with your insurance carrier. We handle the notice-of-election paperwork and carrier filings so your exemption is enforceable.

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Exemption Renewal

Workers' compensation exemptions in most states expire — Florida exemptions renew every two years, and other states have their own renewal cycles. We track your expiration date, alert you in advance, and handle the renewal paperwork so your exemption never lapses on a job site.

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Not sure which exemption you need?

Most contractors need a state-specific exemption based on their business structure — sole proprietor, LLC member, or corporate officer. We'll identify the right form and file it for you in one call.

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